CPN to open two new entertainment venues
December 2, 2013
CPN secures federal funds for mineral development, water resources plan and Transit Program
December 4, 2013

Potawatomi homeowners have options when buying a home

In December the Citizen Potawatomi Nation’s Housing Department reached a 14 year milestone with its One Time Grant program. This program has evolved and improved over the course of time, and has assisted hundreds of CPN Tribal Members with funds for their down payment or closing costs, associated with the purchase, building or refinancing of a home.

In addition to assisting individual tribal members with this program, we would also like to see the Citizen Potawatomi Nation’s First National Bank & Trust benefit by originating the mortgage loans. First National Bank (FNB) is able to offer most loan programs available by other lending institutions, with the exception of loans typically affiliated with predatory lenders.

It is interesting to know that there are still many CPN members out there who are uninformed about the One Time Gran program and our tribal-owned bank. The Housing Department receives calls daily from tribal members who never knew of either.

All Citizen Potawatomi Nation tribal members are eligible for this grant one time only.  The maximum amount is $2,125 and does not have to be repaid. The grant cannot be used for any type of mobile home, is unavailable to convicted felons. This ineligibility extends to any household with a felon living on the property. The home being purchased must be the primary residence of the individual securing the loan and the tribal member’s name must be on the loan. The application must be completed by submitting the following:

  • Copy of borrower’s CPN membership card
  • Copy of the “Good Faith Estimate” from lender
  • Income verification for all household members (last 3 to 4 pay stubs or if same employer for years the last two years of tax returns)
  • Name of the closing entity (Title Co., Escrow Co., Attorney, etc.)
  • Completed W-9 form
  • Copy of appraisal when available

The application and support information is required in our office at least three weeks prior to the closing date. This gives our office enough time to get the paperwork processed and the check mailed back to the tribal member by the specified date.
To request the application and/or general information regarding the One Time Grant, please contact Sherry Byers, Homeownership Manager at (405) 273-2833 or at sbyers@potawatomi.org.

For information regarding loan products and lending requirements at First National Bank & Trust, please contact Jeff Scroggins, Mortgage Loan Officer at (405) 275-8830 or at